I have been involved in several matrix programs in the past and I have come to the conclusion that they are a huge waist of time and money and should be avoided at all costs.
Now I must admit, I have not seen all such programs but as a general rule of thumb, steer clear of anything that says 2×6, 3×4 or whatever they are design next.
If all you have to do is pay a one time fee of X amount and you will be paid Y thousands then the next question should be, who is paying you? The answer of course is all the people below you, and for the people below you to earn the same, they would need the same number of people paying them, and on it goes.
Think of it like a triangle with you at the top. You may get paid if you fill your matrix but how will the people at the bottom of the triangle get paid? The people directly below you would need the same number of people as you to create their triangle but there are more of them. And then the next level down would have to build their triangle as well. at the end of the day, it is the people who come in last who lose their money, and there has to be a lot of losers for you to be a winner.
Another way to look at it is to divide the initial investment into the final payout and then double or triple that number to get an approximation of how many people would need to be paying you for you to get the maximum payout. So if your initial investment is say $10 and your final payout is $2000 then you may need 200 times 2 or 3 for you to get your $2000. That could be around 400 to 600 people contributing to your windfall.
I am not a mathematician so I may be way off with the figures above but the principle is correct. The money has to come from somewhere and it will be the people below you. The number of people grows exponentially so, more and more people will lose out to the few winners above.
Whenever I did get into one of these programs, I felt reluctant to promote it because I knew the truth, even if I did not admit it to myself.
I guess one caveat would be if the program offered some genuine value for being in the program. If the members derived real value then they are getting what they paid for but often, the value is very superficial and is just a way to make it legal.
One such program could be Leased Ad Space. It is an 8×7 matrix which sells advertising as it’s product and many people say the advertising is well worth the cost of the packages. I am at the highest level and now can advertise for free for life. I have done very well with Leased Ad Space, mainly because I got in early and under some very good people. Having said that, there are still people doing very well in LAS.
In conclusion, I no longer bother with matrix programs for the reasons given above. My goal now is to help others find ethical ways to make money online where everybody wins and nobody get left behind.